本文摘錄自幣安（Binance）創辦人 CZ 於 2026 年邁阿密共識大會（Consensus Miami 2026）的爐邊對談。

CZ 坦言，過去幾年曾刻意避開美國市場，但觀察到近一年半美國加密政策出現 180 度大轉彎，目前在法案明確性（如《CLARITY Act》）與人才回流層面已領先全球。他指出，美國雖擁有頂尖人才與金融市場，卻仍欠缺全球頂級的加密流動性；BNB 生態將緻力填補此缺口，同時推動幣安交易所、BNB Layer 2（opBNB）在美國市場的佈局。

在技術前瞻方面，CZ 認為加密貨幣將成為 AI 智能體（AI Agents）的必然選擇。由於 AI 具備跨境、高頻交易屬性，傳統信用卡網路（缺乏 API 支援）無法滿足其微支付需求，區塊鏈將成為 AI 時代的金融基礎建設。他強調，BNB Chain 的目標是成為「智能體專屬貨幣」，並推動交易所全面邁向「AI Ready」智慧化轉型。

談及個人現況，CZ 表示已邁入人生新階段，不再規劃經營新創企業。目前將精力專注四大領域：透過 YZi Labs（原 Binance Labs）投資並輔導新創團隊、支持 BNB Chain 生態發展、投入免費教育平台 Giggle Academy，以及為阿聯酋、泰國等十餘國政府提供加密監管政策諮詢。

This article is excerpted from a fireside chat given by CZ, Founder of Binance, at Consensus Miami 2026.

CZ admitted that he deliberately stayed away from the United States in past years, but observed that U.S. crypto policies have made a **180-degree turnaround** over the past year and a half. The U.S. now leads the world in regulatory clarity — such as the CLARITY Act — and the return of industry talent.

He pointed out that although the U.S. boasts top-tier talent and financial markets, it still lacks the world’s best crypto liquidity. The BNB ecosystem is committed to filling this gap and promoting the layout of Binance Exchange and BNB Layer 2 (opBNB) in the U.S. market.

On the technical outlook, CZ believes cryptocurrency will become the inevitable choice for **AI Agents**. Given AI’s cross-border and high-frequency trading characteristics, traditional credit card networks — lacking API support — cannot meet its micropayment demands, making blockchain the financial infrastructure of the AI era.

He emphasized that BNB Chain aims to become **the currency for AI Agents**, and drive exchanges to transform into an **AI-Ready** model.

Regarding his personal status, CZ stated he has entered a new chapter of life and has no plans to launch new startups. He now focuses on four core areas: investing in and mentoring startups through YZi Labs (formerly Binance Labs); supporting the development of the BNB Chain ecosystem; advancing Giggle Academy, a free education initiative; and providing crypto regulatory consulting to governments across more than a dozen countries including the UAE and Thailand.