At his first public event in the Philippines, Binance founder CZ held a discussion with Lito Villanueva, founding chairman of the FinTech Alliance Philippines. They talked about how stablecoins and blockchain can drastically cut transaction costs in cross‑border remittance markets such as the Philippines. He believes every country should launch its own local stablecoin to prevent domestic economic activities from relying excessively on foreign monetary systems. He stated that blockchain, as a new monetary technology, is here to stay, and AI‑driven demand for faster payments and higher throughput will keep boosting digital‑finance development. He admitted that he once viewed regulators as obstacles. After advising multiple governments, he gained deeper insight into the complexity of regulatory work. He advocates open‑door communication between entrepreneurs and regulators, and encourages ASEAN to adopt a “regulatory passport” or mutual‑recognition licensing framework.