a16z Crypto一般合夥人蓋伊發文表示，金融產業看似已高度數位化，底層架構卻依舊分散零碎，運作高度仰賴人工對帳與紙本傳遞，體制相對落後。近期華爾街與華盛頓當局頻繁提及「數位資產」一詞，本質上正迎來如同企業過往轉型雲端服務般的數位革新。

文中強調，大型金融機構陸續導入區塊鏈技術，核心動機並非追求去中心化、金融主權等加密理念，而是為化解多方信任與協作上的實際難題，藉此降低交易對手風險，保障交易排序公正與執行效益最佳化。

Guy, general partner at a16z Crypto, pointed out in an article that despite extensive digitalization in the financial sector, the underlying infrastructure remains fragmented, heavily relying on manual reconciliation and paper-based procedures. Wall Street and Washington have increasingly embraced the term 'digital assets', undergoing a digital transformation similar to corporate migration to cloud services.

The article highlights that major financial institutions adopt blockchain primarily not out of pursuit of ideologies like decentralization or financial sovereignty. Instead, they aim to tackle practical obstacles in trust building and cross-party collaboration, so as to cut counterparty risks and guarantee fair transaction sequencing and optimal execution.