阿根廷央行正考虑解除银行加密业务禁令，允许银行在新监管框架下开展加密交易与托管，标志官方态度从“禁止”转向“纳入监管”。此举意在将民间广泛使用 BTC 与稳定币的储值与交易行为引入合规体系、加强 KYC/AML 并提升税收可追踪性；若落地，银行或将与本地交易平台直接竞争，推动费用下降与行业洗牌，但监管仍需制定资本与流动性风险标准以保障系统稳定。

The Central Bank of Argentina is considering lifting the ban on banks' cryptocurrency-related businesses, permitting banks to conduct cryptocurrency trading and custody services under a new regulatory framework. This marks a shift in the official stance from 'prohibition' to 'regulated inclusion'. The move aims to bring the widespread private use of Bitcoin (BTC) and stablecoins for value storage and trading into the compliant system, strengthen KYC/AML (Know Your Customer/Anti-Money Laundering) measures, and enhance the traceability of tax revenues. If implemented, banks are expected to compete directly with local cryptocurrency trading platforms, driving down service fees and triggering an industry reshuffle. However, regulators still need to formulate capital and liquidity risk standards to ensure the stability of the financial system.