據彭博社報導，U.S. Bancorp（美國合眾銀行）正於 Stellar 公有鏈上測試自家發行的穩定幣，作為其拓展數位資產業務的一環。該行此前已宣布成立「數位資產與資金流動部門」，執行長 Gunjan Kedia 表示，目前業務重點置於加密貨幣託管與穩定幣支付領域，但客戶對此類支付服務的需求仍相對溫和。美國合眾銀行數位資產產品負責人 Mike Villano 指出，Stellar 具備資產凍結等功能，這類可控制性是機構採用鏈上穩定幣時的重要考量因素。

According to a Bloomberg report, U.S. Bancorp is testing a stablecoin issued by itself on the Stellar public blockchain as part of its efforts to expand its digital asset business. The bank previously announced the establishment of a 'Digital Assets and Cash Flow Division'. CEO Gunjan Kedia stated that the current business focus is on cryptocurrency custody and stablecoin payment services, but customer demand for such payment services remains relatively moderate. Mike Villano, head of digital asset products at U.S. Bancorp, pointed out that Stellar has functions such as asset freezing, and this kind of controllability is an important consideration for institutions when adopting on-chain stablecoins.