俄羅斯第九大銀行Sovcombank表示，已針對合法持有數位資產的個人與企業，推出比特幣質押貸款業務，並宣稱是俄羅斯首家推出此項產品的主要銀行；不過國營大銀行Sberbank已於2025年12月搶先以試點模式，向礦企Intelion Data核發同類貸款。在監管規範尚未明確的背景下，加密資產質押借貸的規模仍相對有限，但俄羅斯各銀行正加速探索「以幣換流動性」的融資模式，以滿足礦企與持幣企業在不賣出數位資產的前提下，獲取資金的需求。

Sovcombank, the ninth largest bank in Russia, stated that it has rolled out bitcoin-backed mortgage loans to individuals and enterprises with legal holdings of digital assets, claiming to be the first major Russian bank to launch such a product. However, state-owned giant Sberbank had previously pioneered the disbursement of similar loans to mining firm Intelion Data on a pilot basis in December 2025. Amid lingering regulatory uncertainties, the scale of crypto asset-backed lending remains limited. Nevertheless, Russian banks are stepping up efforts to explore the 'crypto-for-liquidity' financing model, aiming to meet the capital needs of mining enterprises and crypto-held firms without requiring them to sell their digital assets.