2025年以來，穩定幣的市場規模節節攀升，比特幣價格一度突破10萬美元，去中心化金融業態不斷豐富，全球加密貨幣市場步入了規範創新和快速發展期。更為重要的是，加密貨幣與金融體系展現出了全面融合發展的趨勢，穩定幣與支付體系的融合創新快速推廣，銀行機構積極拓展加密貨幣服務、資本市場與加密市場融合全方位推進。

Since 2025, the market capitalization of stablecoins has continued to rise, Bitcoin's price has briefly exceeded $100,000, and the landscape of decentralized finance (DeFi) has grown increasingly diverse, marking the global cryptocurrency market's entry into a period of standardized innovation and rapid development. More importantly, cryptocurrencies and financial systems have demonstrated a trend of comprehensive integration: innovative integration of stablecoins with payment systems has been rapidly promoted, banking institutions have actively expanded cryptocurrency-related services, and the integration of capital markets with cryptocurrency markets has advanced in all directions.